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Storm Preparedness

Storm Damage Assessment: A Homeowner's Checklist

Josh Vickers
December 2024
7 min read

After a storm passes, knowing what to look for can help you identify damage early and protect your insurance claim.

The hours after a major storm are crucial. Proper documentation and quick action can prevent secondary damage and ensure a smooth insurance claim process.

Ground-Level Inspection

  • Walk around your home looking up at the roofline
  • Check for missing, lifted, or curled shingles
  • Look for debris, branches, or foreign objects on roof
  • Inspect gutters for dents, sagging, or detachment
  • Check downspouts for damage or clogs

Interior Inspection

  • Check ceilings for water stains or discoloration
  • Look for bubbling or peeling paint
  • Inspect attic with flashlight for daylight or moisture
  • Check around skylights, vents, and chimney
  • Note any musty odors indicating water intrusion

Never climb on a roof after a storm. Damaged shingles are slippery and structural damage may not be visible.

Documentation Tips

  • Take dated photos of all damage from multiple angles
  • Video walkthrough provides context photos miss
  • Include close-ups and wide shots
  • Photograph your entire roof, not just damaged areas
  • Keep all receipts for temporary repairs

We provide detailed inspection reports with photos that insurance companies accept. Call for a free post-storm inspection.

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